TACCI TECHNOLOGY LTD. Privacy Policy
Effective Date: 14/04/2025
1. Introduction
Welcome to TACCI TECHNOLOGY LTD. ("TACCI," "we," "us," or "our"). We are committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy outlines how we collect, use, disclose, and safeguard your information when you use our mobile application ("App") designed to facilitate transportation budgeting and payments for 9-5 workers in Africa. By using our App, you consent to the practices described in this policy.
2. Information We Collect
We collect the following personal information from you:
Personal Identification Information:
Full Name
Phone Number
Email Address
Password (securely hashed)
Financial Information:
Virtual Bank Account Details (generated by us)
Wallet Balance and Transaction History
Budget Calendar Data (including spending patterns)
Usage Information:
Transaction Details (date, time, location, driver details)
App Usage Data (features used, frequency of use)
Device Information (device type, operating system, IP address)
Location Data (when using the app to facilitate transactions, upon user consent)
Driver Information:
QR code information, and transaction information tied to the driver.
3. Method of Data Collection
We collect your information through:
Forms: When you register an account or update your profile within the App.
Automated Technologies: Through cookies, log files, and other tracking technologies to collect usage and device information.
Transaction Processing: When you make payments or use the App to facilitate transportation services.
Location Services: Upon user consent, when the app accesses location data to facilitate transactions.
4. Use of Your Information
We use your information for the following purposes:
Providing and Maintaining Services: To create and manage your account, process transactions, and provide customer support.
Financial Management: To generate virtual bank accounts, manage your wallet, and track your budget.
Security and Fraud Prevention: To protect against unauthorized access, fraud, and other illegal activities.
Communication: To send you important notifications, updates, and promotional materials (with your consent).
Improving Our Services: To analyze usage data, troubleshoot problems, and enhance the functionality of our App.
Legal Compliance: To comply with applicable laws and regulations.
Driver Payment: To enable payments to drivers for services rendered.
Location based services: To facilitate the transaction between user and driver.
5. Data Sharing and Disclosure
We may share your information with:
Drivers: To facilitate payment for transportation services.
Third-Party Service Providers: To assist with payment processing, data analytics, and other services. These providers are contractually obligated to protect your information.
Law Enforcement and Regulatory Authorities: When required by law or to protect our rights and safety.
Business Transfers: In the event of a merger, acquisition, or sale of assets, your information may be transferred to the acquiring entity.
6. Data Security
We implement robust security measures to protect your information, including:
Encryption: Using industry-standard encryption protocols to protect sensitive data during transmission and storage.
Secure Storage: Storing data on secure servers with restricted access.
Regular Security Audits: Conducting regular security assessments to identify and address vulnerabilities.
Access Controls: Limiting access to your information to authorized personnel.
Hashed Passwords: Storing passwords using cryptographic hashing to prevent unauthorized access.
7. Data Retention
We retain your personal information for as long as your account is active or as needed to provide you with our services. If you delete your account, we will delete your personal information, unless we are required to retain it for legal or regulatory purposes.
8. User Rights
You have the following rights regarding your personal information:
Access: You can request access to the personal information we hold about you.
Rectification: You can request that we correct any inaccurate or incomplete information.
Erasure: You can request that we delete your personal information, subject to legal limitations.
Restriction of Processing: You can request that we restrict the processing of your personal information.
Data Portability: You can request to receive your personal information in a structured, commonly used, and machine-readable format.
Objection: You can object to the processing of your personal information for direct marketing or other purposes.
Withdrawal of Consent: You can withdraw your consent at any time, where we rely on consent to process your information.
Modify data: Users can modify their own data within the app.
9. Children's Privacy
Our App is not intended for children under the age of 13. We do not knowingly collect personal information from children under 13. If we become aware that we have collected personal information from a child under 13, we will take steps to delete it.
10. Changes to This Privacy Policy
We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on our App or by sending you an email. Your continued use of the App after any changes constitutes your acceptance of the new Privacy Policy.
11. Contact Information
If you have any questions or concerns about this Privacy Policy, please contact us at:support@tacci.africa
12. International Data Transfers
If we transfer your personal information to countries outside of your jurisdiction, we will take appropriate measures to ensure that your information is protected in accordance with this Privacy Policy and applicable laws.
13. Cookies and Tracking Technologies
We may use cookies and other tracking technologies to collect information about your usage of the App. You can control cookies through your browser settings, but disabling cookies may affect your ability to use certain features of the App.
14. User responsibilities.
Users are responsible for maintaining the confidentiality of their login credentials. Users are responsible for reporting any unauthorized access to their accounts.
15. Governing Law.
This privacy policy shall be governed by the laws of the Federal Republic of Nigeria where TACCI TECHNOLOGY LIMITED is registered.
16. Contact Us
For questions about these Terms, contact:
TACCI Technology Ltd.
Email: support@tacci.africa